UK Loans and Mortgages for people with Credit Problems

A to Z of Finance (Jargon Buster) - The Letter J

The world of Finance is full of buzz words and Jargon. In this section I'll translate a whole rack of finance terms so you won't get caught out.

Index A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Joint Application
A Joint Application is a Loan or Mortgage application made by two people or applicants. This is sometimes called a dual application.
By applying jointly you can increase the amount you borrow as both applicants credit history and earnings are taken in to consideration.

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Our typical, variable APR is 10.9%. Rates range from 7.7% to 18.3%
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP MORTGAGE OR DEBT REPAYMENTS SECURED ON IT
THINK CAREFULLY BEFORE SECURING ANY OTHER DEBT ON YOUR HOME. NON PAYMENT OF ANY LOAN CAN AFFECT YOUR CREDIT RATING

Every effort has been made to ensure that the facts here are correct. No liability is accepted for any errors contained herein or for any loss resulting from actions taken.